Rate calculator

Save upto 1 lakh* while making higher education fees payments.

๐Ÿ‡ฎ๐Ÿ‡ณ โ–พ
๐Ÿ‡บ๐Ÿ‡ธ โ–พ
Checking rateโ€ฆ
Enter your bill amount and hit "Calculate now" to compare rates.
Rate locked for 3 hours once you start
Vittiya's rate is calculated live from the mid-market rate. Flywire and Convera figures are approximate, based on typical published margins for each currency โ€” not a live quote from either company, since we don't have access to their real-time pricing.
For Indian students paying tuition & living expenses for higher studies abroad

Save up to โ‚น1,00,000 on Your Tuition & Living Expense Transfers

Most payment platforms build their fee into the exchange rate, so it's hard to see what you're actually losing. Vittiya adds a small, fixed amount to the live rate and shows you the math.

Rate Calculator
Flat
fixed markup added to the live mid-market rate โ€” our only fee
6
currencies covered: USD, GBP, AUD, EUR, NZD, AED
Live
rates pulled at the moment you check, not once a day

How the comparison works

01

Pick your destination

Choose the country your university is in. We fetch the live mid-market rate for that currency against the rupee.

02

Enter your bill amount

Type the amount your university has invoiced you for, in their local currency.

03

See the real cost, side by side

We show what you'd pay through Vittiya, Flywire, and Convera โ€” same amount, same moment, real rupee totals.

Why a flat markup beats a percentage

A percentage grows with your bill

A 2% margin costs you โ‚น2,000 on a โ‚น1,00,000 payment and โ‚น20,000 on a โ‚น10,00,000 payment. The provider's cut scales up right when you can least afford it โ€” a semester's tuition, a full year's fees.

A flat addition doesn't

Vittiya adds a small, fixed amount to the live rate for every unit of foreign currency, regardless of how large the payment is. The bigger your bill, the more this matters โ€” and the more you save compared to a percentage-based margin.

Questions students ask

Is the Vittiya rate really live?

Yes โ€” it's pulled at the moment you use the calculator from a live currency data feed, then we add our small fixed markup. If the feed is unreachable, the page tells you and shows an indicative rate instead.

Where do the Flywire and Convera numbers come from?

They're typical published margins for each currency, applied to the same live mid-market rate you see for Vittiya. They're a fair approximation for comparison, not a live quote โ€” your actual rate from either company may differ slightly on the day.

Does Vittiya charge anything else?

The comparison above reflects only the exchange rate margin. Ask your Vittiya contact about any transfer or processing fees for your specific payment.